Research

Cheapest Student Visa in Europe 2026: 6 Countries Compared

Written by Noah Rodman · Updated October 2026

Without a job offer, studying is the most realistic legal way to move to Europe. In 2026 it got more expensive: France now asks students to show €877.50 a month (it was €615) and Italy €10,179.85 a year. The cheapest of the six big study countries are Spain (€7,200 a year) and Austria (€8,671 if you are under 24).

Almost every week someone in r/MoveToEurope asks how to move without a job offer. The honest answers are always the same: companies hire locally and visa sponsorship is rare unless your skills are in short supply. A student visa is different. It is open to almost anyone with the right grades and some savings, it lets you work part time and most countries give you time after graduating to find a job.

This guide compares six countries: what money you must show, what you pay in tuition, how much you may work and how long you may stay after graduating. Every number links to an official source, checked on 5 October 2026.

What changed in 2026

1

France: up 43%. Since 1 August 2026 students must show €877.50 a month (€10,530 a year), set at 47% of the minimum wage. It was €615 for over 20 years. Applications sent until 31 July 2026 were still judged on the old amount. The new amount rises with the minimum wage (Décret n° 2026-526).

2

Italy: a new two-year rule. For 2026/27 and 2027/28, students show €10,179.85 a year. Visa applications for 2026/27 must be in by 30 November 2026 (ministry circular).

3

Germany: unchanged. Still €11,904 a year (€992 a month) in a blocked account. The €12,324 you see on some websites is for language course visas, not for degree students (German Federal Foreign Office).

4

Netherlands: €1,130.77 a month for 2026. The amount changes every January (IND).

5

Austria: €722.58 a month if you are under 24, €1,308.39 from 24, in a normal account in your name (OeAD).

6

Spain: €600 a month, 100% of the public income index IPREM (Royal Decree 1155/2024).

Money to show for one year, 2026
  1. Spain€7,200

    €600 a month (100% of IPREM)

  2. Austria€8,671

    Under 24. From 24: €15,701. A normal account in your name, no blocked account

  3. Italy€10,180

    New two-year rule for 2026/27 and 2027/28

  4. France€10,530

    €877.50 a month since 1 August 2026 (was €615)

  5. Germany€11,904

    €992 a month in a blocked account (required)

  6. Netherlands€13,569

    €1,130.77 a month (2026)

This is your own money for living costs, shown before you get the visa. Tuition comes on top. Only Germany requires a blocked account.

The six countries side by side

Swipe the table to see all columns →

CountryMoney to show per year (2026)Tuition at public universities (non-EU)Work while studyingAfter graduating
Spain€7,200Set by each region; public universities usually charge far less than the NetherlandsUp to 30 hours a week12 months to look for work (no work allowed during it)
Austria€8,671 (under 24), €15,701 (24 or older)€726.72 a semester at public universitiesUp to 20 hours a week12 months to look for work or start a business
Italy€10,179.85Depends on family income at most public universitiesUp to 20 hours a week (1,040 hours a year)12 months to look for work
France€10,530€2,895 (bachelor) or €3,941 (master) a year at public universitiesUp to 964 hours a year (60% of full time)12 months to look for work after a master's
Germany€11,904Free at most public universities (Baden-Württemberg: €1,500 a semester); a semester fee of €100 to €400140 full or 280 half days a year18 months to look for work
Netherlands€13,569Usually €8,000 to €20,000 or more a year for non-EU students16 hours a week, or full time in June, July and August12 months (orientation year)

Money to show is your own money for living costs, proven before you get the visa. It is not a fee: you spend it while you live there.

What each country is good for

Spain: the lowest amount and the most work hours

Spain asks for the least money (€7,200 a year) and since May 2025 lets students work up to 30 hours a week. Tuition at public universities is set by each region. After graduating you can get 12 months to look for work, but you may not work during that year until you have a contract. Many programmes are taught in Spanish.

Austria: low costs if you are under 24

Austria asks for €8,671 a year if you are under 24 and public universities charge non-EU students €726.72 a semester. No blocked account is needed: a normal account in your name is enough. You may work up to 20 hours a week and stay 12 months after graduating to look for work. The catch: from 24 the amount almost doubles to €15,701. Most bachelor's are taught in German, while many master's are in English. Our student residence permit guide covers every step.

Italy: tuition that depends on your family income

At most public universities, tuition depends on your family's income, so it can be low. The new money rule (€10,179.85 a year) puts Italy in the middle. You may work 20 hours a week and stay 12 months after graduating to look for work. Italy checks closely where the money comes from: the circular asks embassies to look at your account history and your family's income.

France: more money to show, moderate tuition

Public universities charge non-EU students €2,895 a year for a bachelor's and €3,941 for a master's. With the new rule you show €10,530 a year. You may work up to 964 hours a year and, after a master's, stay 12 months to look for work.

Germany: no tuition, the longest time after graduating

Most public universities charge no tuition, only a semester fee of €100 to €400 (Baden-Württemberg charges non-EU students €1,500 a semester). You must put €11,904 in a blocked account before you get the visa. After graduating you can stay 18 months to look for work, the longest of the six.

Netherlands: the most English, the highest costs

Almost everything is taught in English, but non-EU tuition is usually €8,000 to €20,000 or more a year, on top of €13,569 to show. You may work 16 hours a week, or full time in June, July and August. Graduates can get an orientation year to look for work.

Which one fits you

1

The least money to start: Spain, or Austria if you are under 24.

2

No tuition: Germany (outside Baden-Württemberg).

3

The most time to find a job afterwards: Germany, with 18 months.

4

The most work while studying: Spain, with 30 hours a week.

5

Studying in English without learning German or Spanish first: the Netherlands if you can pay its tuition, or an English master's in Austria or Germany.

6

24 or older on a budget: Spain or Italy, because Austria's amount almost doubles from 24.

Mistakes people make

1

Thinking every country needs a blocked account. Only Germany requires one. In Austria, Spain, France, Italy and the Netherlands a normal account in your name is the usual proof. See does Austria require a blocked account.

2

Using last year's numbers. Many websites still show €615 for France and Italy's old amount. Check the date on every number you plan with.

3

Forgetting tuition. The Netherlands looks fine until you add €8,000 or more in fees.

4

Treating the stay after graduating as a job guarantee. It is time to search, not a promise. Learning the local language while you study is what makes that year work.

5

Ignoring your age. In Austria the amount almost doubles from 24.

Applying from inside Europe

Citizens of some visa-free countries, such as the United States, Canada, the United Kingdom, Australia, Japan and South Korea, can apply for the student permit in Austria or Germany after entering. In Austria, OeAD still recommends applying from abroad, because the authority can take up to 90 days to decide and your visa-free days may run out first. Everyone else applies at the embassy in their home country before travelling.

Sources

Spain: Royal Decree 1155/2024 (BOE). Austria: OeAD. Italy: Italian Ministry of University and Research, circular 2026-2027. France: Décret n° 2026-526 (Légifrance). Germany: German Federal Foreign Office. Netherlands: IND, required amounts 2026. Checked on 5 October 2026. Amounts change every year: France follows the minimum wage, the Netherlands and Austria update in January.

Frequently asked questions

What is the cheapest country in Europe for a student visa in 2026?

Spain asks for the least money: €7,200 a year (€600 a month). Austria is next if you are under 24, with €8,671 a year and tuition of €726.72 a semester at public universities.

How much money do I need for a French student visa in 2026?

Since 1 August 2026, €877.50 a month, which is €10,530 for a year. It was €615 a month before. The amount is now 47% of the French minimum wage, so it rises when the minimum wage rises.

How much money do I need for an Italian student visa in 2026?

€10,179.85 a year, set by the Ministry of University and Research for 2026/27 and 2027/28. Embassies also check where the money comes from.

Do I need a blocked account to study in Europe?

Only Germany requires one (€11,904 a year in 2026). Austria, Spain, France, Italy and the Netherlands accept other proof, usually a bank account in your own name.

Which European country lets you work the most while studying?

Spain, with up to 30 hours a week since May 2025. Austria and Italy allow 20 hours a week, France 964 hours a year, Germany 140 full or 280 half days a year and the Netherlands 16 hours a week outside the summer.

Which country lets you stay longest after graduating?

Germany, with up to 18 months to look for work. Austria, France, Italy, Spain and the Netherlands give about 12 months.

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Noah Rodman

Written by Noah Rodman

Founder of Migrada

Noah helps non-EU students navigate Austrian immigration. He built Migrada after experiencing the residence permit process firsthand.

Updated October 2026.

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